Loan Products

We have developed loan products that suit your needs

Explore Mashirikiano SACCO credit facilities for emergencies, education, business, development, asset purchase, and mobile borrowing. Approval is subject to SACCO credit policy and member eligibility.

Emergency loan

EMERGENCY LOAN

Members may access up to two emergency facilities at a time, with support of up to KES 300,000 repayable within 12 months.

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Elimu loan

ELIMU LOAN

Education financing of up to KES 1,000,000, priced at 1% per month on a reducing balance.

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Car loan

CAR LOAN

Vehicle financing of up to KES 3,000,000, charged at 1% per month and repayable over a maximum of 48 months.

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Mjengo loan

KUJENGA LOAN

Construction and building support of up to KES 4,000,000, or an amount guided by the collateral valuation, at 1.042% per month.

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Principal loan

PRINCIPAL LOAN

A main credit facility with a limit of up to KES 3,000,000 or three times member deposits, repayable within 48 months.

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Karibu loan

KARIBU LOAN

A member-friendly facility for building your financial journey through flexible terms and competitive SACCO lending support.

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Biashara loan

BIASHARA LOAN

Business financing designed to support enterprise needs with affordable access and a practical repayment plan.

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Development loan

DEVELOPMENT LOAN

Long-term development financing for major projects, with a maximum loan limit of KES 10,000,000.

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Chapaa loan

CHAPA LOAN

A flexible credit option that can provide access to up to 70% of a member's free savings.

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Vuka mobile loan

NUNUA SIMU LOAN

A convenient mobile loan option of up to KES 20,000, available without guarantorship once registered.

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